Rates and Fee's

The Hypercom Optimum T4220 is an IP enabled
"Next General" Credit Card Machine

At Total Merchant Services Free Credit Card Machines for all merchants is our policy. For retail merchants, the Hypercom T4220 is a free credit card terminal you can grow with and includes many features that you will be using now or in the future. For starters, the T4220 is a dual usage credit card machine that works either with a conventional telephone line or with an internet connection such as your computer's DSL or cable modem. The built in IP card will easily connect to your cable modem or DSL router. Also if there is no phone line available you can save on the cost of installing another phone line. If you choose to use your existing phone line, the unit will function in a dual purpose mode. Your phone will work just as it always did. The T4220 also has it's own built in encrypted pin pad for debit service, but if you need an external pin pad for your business, don’t worry we’ll throw that in for free also!.All of our free credit card machines support most any check scanner or imager, contactless readers, as well as stored value cards such as gift and loyalty. All of these service are available from Total Merchant Services!

 

Competitive Rates and Fees

Just because you are getting a free credit card machine for your business, doesn't mean you are going to be charged more each month - in fact Total Merchant Services’ rates are some of the lowest in the industry. Check them out!

Retail/Restaurant Plans Card Type Rate Per / Trans Visa/MC/Discover Credit 1.64% 0.18¢ Pin-Based Debit 0.0% IC + 0.20¢       American Express Set by AMEX 0.18¢ Customer Service $5.00 / month     Note:  A minimum of $25 in discount and transaction fees will be billed each month.		Nurit 8000/8020 Wireless Plan Card Type Rate Per / Trans Visa/MC/Discover Credit 1.64% 0.18¢ Pin-Based Debit 0.0% 0.20¢       American Express Set by AMEX 0.18¢ Customer Service $10.00 / month   Wireless Access Fee $10.00 / month 0.03¢ Note:  A minimum of $15 in discount and transaction fees will be billed each month.
Stand Alone Roampay Swiped Plan Card Type Rate Per / Trans Visa/MC/Discover Credit 1.69% 0.25¢ NON Qual Rate 1.80% + 0.10¢         American Express Set by AMEX 0.25¢ Customer Service $10.00 / month         Note: No monthly minimum to meet!		Authorize.net Internet/MOTO rates (keyed) Card Type Rate Per / Trans Visa/MC/Discover Credit 2.29% 0.18¢ NON Qual Rate 1.27%         American Express Set by AMEX 0.18¢ Customer Service $8.00 / month   Gate Fee $10.00 / month 0.03¢ Note: Authorize.net.

Don’t be fooled by others who tell you that they are giving you free credit card machines while actually covering the cost with hidden fees they fail to tell you about. With Total Merchant Services our credit card machines are truly free and there are no hidden “gotcha” surprises in the fine print.